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Paul Marascalco  Registered Investment Advisor

Address:

7047 Greenway Parkway Suite 250


Scottsdale

,

AZ

85254

Phone:

480-452-5572
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Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Investment Planning

It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

Investment Planning

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

Investment Planning

The labels growth and value reflect different approaches that can be used when making investment decisions.

Investment Planning

Mutual fund taxes can be cumbersome, but there are ways to help mitigate the amount of taxes you may owe.

Investment Planning

Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.

Investment Planning

Zero-coupon bonds represent a type of bond that does not pay interest during the life of the bond.

Retirement Planning

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

Retirement Planning

With the changing pension landscape, it is important to take charge of your own retirement security.

Retirement Planning

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Retirement Planning

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Retirement Planning

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Retirement Planning

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

Retirement Planning

Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.

Retirement Planning

A money purchase plan is a retirement plan where employer contributions are based on a fixed percentage of compensation.

Retirement Planning

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

Retirement Planning

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Retirement Planning

A split-annuity strategy can generate immediate income while potentially stretching some retirement savings.

Retirement Planning

Living benefits can help protect variable annuity owners from running out of money in retirement.

Retirement Planning

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life insurance policy for a new one.

Retirement Planning

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

Retirement Planning

Allocating too much of your retirement investments to one company, even your own, can be a risky proposition.

Personal Finance

If you have a family who relies on your income, it is important to have life insurance protection.

Personal Finance

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

Personal Finance

Property and casualty insurance can help protect a variety of assets. Find out what it does and doesn’t cover.

Personal Finance

A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

Personal Finance

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

Personal Finance

Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.

Personal Finance

Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.

Personal Finance

As a business owner, a disability can create an economic hardship putting both your personal finances and business at risk.

Personal Finance

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

Tax Planning

Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.

Tax Planning

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

Tax Planning

The federal gift tax applies to gifts of property or money while the donor is living.

Tax Planning

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Tax Planning

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

Tax Planning

For the grantor, there are a few potential tax benefits that can come with setting up a charitable trust.

Tax Planning

With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.

Tax Planning

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.

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